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Laws and Lawmakers, 28th Amendment

With all the Hoopla lately surrounding the death of Osama, I wonder if anyone has considered

why we treat our own civilians, "military heroes" and veterans so poorly. I do not usually post anything regarding politics, but being a Viet Nam era vet myself, and disabled, I feel strongly urged to post this.

No one has been able to explain to me why young men and women serve in the U.S. Military for 20 years, risking their lives protecting freedom, and only get 50% of their pay. While Politicians hold their political positions in the safe confines of the capital, protected by these same men and women, and receive

full pay retirement after serving one term.

It just does not make any sense.

Fox news recently broadcast that the staffers of Congress family members are exempt from having to pay back student loans. This will get national attention if other news networks will broadcast it. When you add this to the below, just where will all of it stop?

35 States file lawsuit against the Federal Government

Governors of 35 states have filed suit against the Federal Government for imposing unlawful burdens upon them. It only takes 38 (of the 50) States to convene a Constitutional Convention.

For too long we have been too complacent about the workings of Congress. Many citizens had no idea that members of Congress could retire with the same pay after only one term, that they specifically exempted themselves from many of the laws they have passed (such as being exempt from any fear of prosecution for sexual harassment) while ordinary citizens must live under those laws. The latest is to exempt themselves from the Healthcare Reform... in all of its forms. Somehow, that doesn't seem logical. We do not have an elite that is above the law. I truly don't care if they are Democrat, Republican, Independent or whatever.

The self-serving must stop.

Proposed 28th Amendment to the United States Constitution: "Congress shall make no law that applies to the citizens of the United States that does not apply equally to the Senators and/or Representatives; and, Congress shall make no law that applies to the Senators and/or Representatives that does not apply equally to the citizens of the United States ."

Please no comments on this, just give it thought.

Honda HSV-010 : Sims & Skins

Honda HSV-010 : Sims & Skins 2011

GT Omega Racing : rFactor

GT Omega Racing : League skin 

Audi R10 from Endurance Series SP1 by Enduracers

I wish all the best and lots of success to the new GT Omega Racing team.

PURPOSE OF CAR INSURANCE

Provide assurance of protection from the risks of loss suffered by one party.
Improve efficiency, because it does not need to specifically hold the security and supervision to provide protection that takes a lot of energy, time and cost.
Equitable cost, that is enough just to spend a certain amount and do not need to replace / pay for their own losses which amount is not necessarily and uncertain.
Basis for the bank to extend credit because the banks require collateral protection of the collateral provided by borrowers.
For savings, because the amount paid to the insurance company will be returned in greater numbers.

TIPS FOR CHOOSING A CAR INSURANCE

Choosing a car insurance is not easy. Especially in the midst of fierce competition nowadays. Almost all insurance companies have a product car insurance. Stay prospective customers to choose which ones deserve to take. Therefore below we present some criteria so as not to incorrectly selected:
1.
Prospective customers do not dwell on the cheap premium rates. Because, in today's competition, many insurance companies slam prices, offers cheap premium rates. Though not necessarily any guarantee of service.
2.
See the insurance package offered. For example, extensive warranties to how much. Therefore, extensive warranties should be adjusted with the desire and ability to prospective customers.
3.
See also the network of insurance companies concerned. For example, how many have a branch office or how many partners have a garage, so once someone claims not to wait long to fix the vehicle or vehicles reported missing.
4.
Can be asked in advance convenience, facility or what added value can be obtained when buying the policy in the company. For example, if there is a tow truck, a replacement car or hotline services, mechanic services, ambulances and so forth. And, last but not least is easy to make changes and the facility in question.
5.
Consider also bonafides insurance company. Do not get so there is a claim, the partners did not have a garage. Therefore, many insurance companies claim they are the best. Though its financial condition was very severe.


In addition to the above, there are several factors that should be considered in the process of selecting an insurance company included in choosing the product. Things to remember that in choosing a private insurance company, then that should be considered in general are three factors.

First, the financial strength (security). Second, the service (service). And third, cost or expense. Financial strength of insurance related to the company's financial ability to fulfill its promise if the situation requires. It is important to know, because not a few insurance companies are looking beyond it classy. For example storey buildings, vehicles that good directors. But when there claims of customers, the company can not pay.

In assessing the financial strength of these there are some benchmarks that need attention.
a.

Assets and liabilities. This can be seen from the consolidated balance sheet is published in the newspaper. See also, whether planted in the current investments or long-term. In terms of liability (ability to pay off liabilities) will look at the balance sheet, how the debts on the reinsurer, how he fulfilled his obligation to pay claims, and so forth.

Indicators of net liabilities include equity (own capital) divided by net premiums `` (net premiums) of at least 50%. Capital is divided into `` gross premiums (gross premiums) of at least 20%. Limit the level of solvency, which looks from its own capital divided by net premiums of at least 10% and investment funds technical reserves divided by at least 100%.
b.
Underwriting Policy. On the balance sheet and annual report will be seen that the insurance is still a profit, or profit growth. This means underwiting policy was good.
c.
Underwriters him. Insurance has personnel qualified or not. It is known from the profile companies that includes the underwriters him.

Service (service) is the extent to which the mirror of human resources at the company's qualified or not. Moreover, insurance companies are selling a service, so excellent service is the key. For example, the extent to which the speed of service in both the policy issue especially in the payment of compensation or claim.

Also, about the service can actually be felt by the customer. Is this insurance company was absolutely the best services for its customers.

In this connection should also be questioned, whether the insurance company mereasuransikan on a first-class reinsurance security. This can be seen from its annual report. It is important to note, because if the company is not in the back-up by reinsurance, the company is likely to be speculative in receiving the premiums.

The problem is how much the cost of expenses incurred by insurance companies in operation. If it is greater than the cost of entry, then obviously the company is not efficient. If it's not efficient, so the edges will incur a loss. And, if you continually lose, definitely not healthy.

In this connection could also be price premiums. Compare the price of insurance premiums the same with other insurance. Where the quality is really good.
Today the government has set a benchmark of health insurance (not the only one) is through mekanime RBC (Risk Base Caital). If the number is large RBC, this means the company is valued in good condition. But we should not be fixated solely with RBC numbers. Therefore, large companies can also occur which are conducting a major expansion such as opening more branches, then his numbers will surely RBC small.

Conversely, there is a small insurance company but never to expand, the number of RBC was probably much greater.

Thus, RBC numbers can not be used as the only measure, whether the insurance company is healthy or not.

In this case who is also noteworthy is the performance of the company within two or three years. How big profits every year, how much gross premiums they receive each year, how much additional capital and assets every year.

And, equally important is how the company's management behavior over the years. Is there a management company for this broken promise? Has this company experienced in default management and so forth.

Limited Edition Ford Focus RS500

Limited edition Ford Focus RS500 (limited edition) sold out within 12 hours. Reported by Autocar magazine, UK. This limited edition Focus RS500 only made 500 units. Because of that, the car was rated Focus most "hardcore" ever made by Ford.

Previously, Ford show pictures of "teaser" this car before it is officially released. Apparently, within a short time in England dijebol Ford site and the official pictures had to be disclosed 48 hours before the scheduled launch. Remarkably again, consumers do not see the car price. "For them, a special edition of the units immediately and for sure," said Ford's comments quoted sources Autocar.

Explained all, those who purchase these limited edition Focus RS500 all come from England. Nevertheless, these cars will be sold throughout Europe. The appeal of this limited edition Focus RS500 is the latest generation Focus now.

Five-cylinder engine that has been modified (improvements in revenue and disposal systems), capable of boosting power from standard 300 PS 45 PS. Torque also increases from 440 Nm to 459 Nm (44.9 kg-m to 46 kg-m). Speed capability, 000-100 kpj in 5.6 seconds (0.3 seconds faster than the RS) with a top speed of 260 kpj.


Moreover, the exterior using a unique matt black paint. The standard glossy black paint used at the factory, then sent to a specialist coating 3M near Frankfurt. Given again. Gloss paint is maintained at lower grille, rear spoiler and rear diffuser. Brake calipers painted red. Interior, changed from blue to red.

New Generation Ford Focus 2011

The latest generation Ford Focus will is shown at the Paris Motor Show. For the first time also display all the variants of the Ford Focus is completed in one stage, including the Focus ST. This hatchback will go on sale as planned in Europe and the United States in early 2011.

Global product
This latest Focus is Ford's first global product developed by Ford's ONE strategy. Starting from Germany, this model will be sold in over 120 countries, including Indonesia.

Platform, segment C, with 80 percent of its components can be found in various countries. These same concepts into the basic structure of Ford to introduce ten global model and will produce two million cars in 2012.

The model shown, such as five-door hatchback, four-door sedan and station wagon. Unfortunately, in a press release sent out, there is still no information about the machinery and equipment offered, except for the Focus ST.

Focus ST
She starred in the teaser of the other variants. Great performance obtained from the EcoBoost four-cylinder engine that produces 2.0 liter 250PS power. Understandably, the machine equipped with turbochargers. However, the existence of a direct injection system make the more economical fuel consumption.

To attract visitors, Ford whitewash the whole body of the car with the color Tangerine Scream. This is a new color choices to reflect the energetic and fun characters from the Focus ST.

Gordon Murray makes the most efficient Electric Cars

Gordon Murray, the man behind the McLaren F1 and the screen never joined the Brabham F1 team, introducing its latest project, T27 electric city car. This vehicle is being promoted as a highly efficient electric cars in the world.

The project began 16 months ago that 50 percent of its budget covered by the British Government areas of technology strategy. New prototype will be launched in 2011.

City car, later shaped multi-purpose vehicle (MPV) with six different interior layout, redesigned by the design firm owned by Murray in the UK. They work together with Zytek Automotive.

In terms of dimensions, its length is 2.5 meters, 1.3 meters wide and 1.6 meters high. While the 1.78-meter wheelbase vehicle weighing 680 kg (including batteries).

For propulsion will use the electric motor 25 kW (34 HP) and lithium-ion battery is 12 kWh. Acceleration 0-100 km / h reached 15 seconds. Together with the contents once the power can reach 125-160 km distance.

In a statement, Murray said if T.27 is almost similar to the T.25 city car. Both urban vehicle is scheduled to use energy from iStrem manufacturing systems engineer, which could significantly suppress investment.

Koda Factory new home

I'm trying to find a place where I can put all my skins together in a more organized way.
I found the wordpress blog network with some cool tools for that matter.
Take a visit to my new (experimental) home and tell me what you think.

Sims & Skins : Koda Factory at wordpress


Any feedback is more than welcome.

Thanks

Porsche 911 GT3 RSR render scene : rFactor

Ok, my final thoughts on this sad episode:

Its the first time EVER that I saw a modding group complaining about a render scene !
I didn't make the render scene but even If I did it I don't see nothing wrong with that.
Its a way to promote a mod, isn't it?Whats that crap talk about cracked/illegal ?Its a RENDER SCENE not a convertion to other game.
Looks like someone is chasing ghosts or its his ego do the talking.
I like to use renders to show my skins and I will continue to do so.End of story!

Now lets move on!!!

Sims & Skins : Koda Factory Forum

The Forum received a new face lift and some new sections.
You are free to join us.

Sims & Skins : Koda Factory Forum


:)

Endurance Series Mod : rFactor

Endurance Series Mod Released

FEATURES

• - 11 Brand new 3D models from 2006 to 2008 from ALMS and LMS championships, with accurate shapes and aero configurations and high detail cockpits.
  - All the cars skins from 2006 to 2008 seasons of ALMS, LMS, Le Mans and FIA GT Championships available in high/low detail.
  - Helmet and Driving suits of each Team.
  - Pitcrew suits for each Team.
  - Several graphic details added for more realism and to feel the "endurance spirit" better.
  - Specific UI Data menu textures, using modern showroom by Maciex.
  - Realistic sounds for all cars using real onboard & exterior recording sounds samples, and with a completely new development philosophy. Thanks to several real racing teams for their collaboration.
  - Very accurate physics, created in collaboration with Gentlemen Racers physics team, with help from real teams and drivers.
  - Physics validated with telemetry and real drivers, up to date specific
  - 1.250 optimisations (tyres wear curves, pit menu,...).
  - Specific real endurance racing physics settings : tyres choices, fuel consumption, aero configurations, traction control use, engine mapping configurations,...
  - Driver swap support.
  - Realistic pit crew menu configuration.
  - FFB upgrades to choose your preferred steering force, see following paragraph to have optimum settings for FFB.
  - Real Feel FFB and Leo FFB support (see readme for tested setups).
  - Advanced damages.

Information and download links

WSGT 1 for rFactor - Conversion

RMT statement :As you may know we are working on a conversion of our WSGT mod from GTR2 to rFactor. The conversion is about 75-80% done at the moment. Unfortunately progress is very slow at the moment.One of the RMT members signed a deal at Slightly Mad Sudios , working on their future Race gaming titles. We wish him all the luck, and find he surely deserves his spot in the commercial world. RMT is sure he will make us all feel proud we had him in the original WSGT Team.

That causes even more of us have to rather work on the new WSGT2 mod and not on a conversion of a mod we’ve been working on for over a year.
It would be a shame though, if the mod wouldn’t be released. Therefore we’re looking for help from the community to finish the mod.

Right now the basic conversion is almost done except from some parts and lod’s. Besides the basic conversion we’ve modelled new wheel models for all the cars, replacing the GTR2 originals. Most of these are still in 3ds Max, unmapped, and need to be converted to rFactor. We can help with texturing the wheels.

The phyiscs of the cars are the same as the GTR2 versions except for all new tire physics. if possible we’re also looking for someone to tweak the suspension file to make them the cars realfeel compatible.

To do list:

We can provide you with all the needed templates and 3ds Max scenes.

If you’re interested contact me at klaasokki@hotmail.com

• - Basic GTR2 - rFactor conversion of some models, physics and liveries.
• - Mapping, texturing and integrating new wheel models with lod’s
• - Physics tweaks
• We can provide you with all the needed templates and 3ds Max scenes.

Unfortunately I'm just a skinner...lets hope that some of you can help them because this mod its going to be "the ultimate mod for rFactor"

Read here

http://www.bsimracing.com/

Whats next?

Bringing some colors to Corvette C6R.
If you know some "real" livery that hasn't been done for GTREvo, share the idea with me and I will try to do it.

GTREvolution Skins : Forum release

Two requested skins in the forum as been released
Flash engineering team from ETCC
Seat Toledo Galp Energia team
Exclusive for forum members

New Forum

New Forum : Up and running :)

Need to register again
sorry for any inconvenience

Forum

I'm trying to put together a forum to share some ideas, projects, etc...
Want to participate?
Forum
Hope to see you there!

Cheers

Real or fictional skins Poll result

Im impressed!84 votes! Thanks guys!

The results:

Real skins : 48 (57%)

Fictional skins : 7 (8%)

Both : 29 (34%)

The result speaks for itself.I will try to do more real skins!

Cheers :)

NAGT : rFactor

NAGT for rFactor : I´ve been reading a lot of negatives reviews of this mod, but I like it a lot!

The only downside are some cockpits!Take the Volvo or the Caddi for a ride and have a blast!